*Legal Disclaimer:*
Amplified Credit is a lead referral company and is not a lender. We work exclusively with financial service providers who comply with Canadian laws and regulations.
*Neo credit card*
- *Cashback Rewards:* Earn instant cashback on purchases across Canada, with exclusive rewards at thousands of locations¹.
- *Interest & Fees:* Interest is calculated daily on the total closing balance and is applied monthly. Interest rates are annual and may change without notice². Standard transaction fees do not apply, except for a 2.50% foreign exchange fee on foreign currency transactions. Expedited card replacement incurs a $29 fee³.
- *Monthly Cashback Limits:* Cashback rewards may be subject to monthly limits, varying by category, perks, offers, and partner arrangements. A monthly spending cap of $300 may apply for maximum cashback benefits³.
- *Eligibility Requirements:* Applicants must 1) be the age of majority in their province or territory of residence, 2) be a Canadian resident, and 3) provide required security funds⁴.
- *Payment Terms:* Full and timely monthly payments are required to maintain benefits⁵.
- *Quebec Residents:* Statements are issued monthly with no monthly or annual fees. A 21-day grace period applies. The minimum payment is the greater of $10.00 or 5% of the total balance. Purchase interest rates range from 19.99% to 24.99%, and cash advance rates from 22.99% to 25.99%⁶.
- *Recognition:* Recognized in the RewardsCanada.ca “Canada’s Choice” awards, voted on October 19, 2021⁸.
Top-up limits may vary monthly and are capped at $50 per month¹⁰.
*LoanConnect is not a lender. LoanConnect will never pay money to a customer directly. LoanConnect does not distribute loan agreements. All loan agreements and disbursal of funds is handled by the lender you choose to work with through our platform.
*Borrow between $500-$60,000 with APR ranges from 8.99% to 35%, and loan repayment terms from 3-120 months. As an example, the total cost of borrowing a $2000 unsecured personal loan at 29.96% for 24 months is $2685.12, or $111.88 monthly. Additional administration fees may apply and vary by lender. Annual Percentage Rate (APR), loan term and monthly payments shown are estimated based on information you provide and that which is made available from our lender network. Terms are subject to final credit review and